Q: "How quickly can I pay off all my high-interest debts?"

A: It will of course depend on your situation, but usually in less than 37 ½ days. Once I thoroughly analyze your financial situation, I'll be able to tell you exactly in your FREE 1-hour evaluation.

PROOF: Case Study "He was able to get me $90,000 tax free in just 7-days" - Mike Trotta

Q: "How is it possible that I will keep more money in my pocket each month?"

A: There are multiple ways built into my Unfair Economic Advantage System to make this happen, and I'll describe the two that get the biggest results.

First, by reducing your total debt, and the amount of interest you are paying each month, this increases the amount of money you have leftover at the end of each month.

Second, by using a little known tax shelter for middle class homeowners, your tax bill is reduced, and thus your take home pay is increased.

During your free consultation session, I'll show you the exact dollar amounts, down to the penny which you will get each month by using my Unfair Economic Advantage System. Plus, I'll show you at least THREE other ways you can put more cash in your pocket instead of the pockets of the credit card companies and big-wig bankers

PROOF: Watch your Assets Grow Using Billy Alvaro’s Un-fair Asset Accelerator

Q: "How does your guarantee work?"

A: It's simple. If I accept you as a client, you'll risk nothing with my "110% No Hassle, More Than Money Back Guarantee". You'll get this in writing (see photo below) as part of your Unfair Economic Advantage New Client Package.

Here's how it works...

If and when I accept you as a client, I want to make sure you risk NOTHING. It's no secret there are a lot of scams and fraud out there, especially with the current mess in the credit markets. It seems almost daily there is a horror story about some poor family getting screwed by shady mortgage operators or credit repair agencies.

It's tough to know who you can trust these days.

Listen, I'm so sure that you'll be 100% thrilled with your new financial position, that I'll put my money where my mouth is. In fact, I'll put up more than you. I'm willing to refund 100% of your investment plus an extra $1,500 dollars more if I break my promise to you.

That's right, if you're not happy for any reason, I'll instantly refund 100% of your investment in my services, PLUS I'll pay you an extra $1,500 on top for your troubles.

Here's my written commitment to you:

• The plan I outline for you will be EXACTLY what you will get. (You never be a victim of a bait-and-switch scam with me… meaning I won’t tell you one thing, get you interested and switch it up on you later.)
• I’ll guarantee that your total investment will be within $500 of what is disclosed. (I challenge you to find any mortgage guy to offer that, there’s no way they would… never! **and remember you take zero out of your pocket!**)
• If we use your real estate as a wealth-building tool, I Guarantee your rate, the term of the loan as well as all other items will be what we went over in the beginning… Or you pay me nothing. (Of course if market conditions change or certain information we received verbally is different from what’s received on paper, it may change certain variables, however, rest assured I communicate everything to you upfront and as I see it.)
• You’ll close on time, so long as you get us all the necessary paper-work the day we need it.
• You’ll be treated by me with respect at all times without fail.
   
• All your financial data and records will be safe and secure. And I NEVER share your information with anyone. Ever!

If I don't deliver on every point I've listed above, I'll give you back your full investment, plus an extra $1,500 cash on the spot!

I know what I do works, and I'm willing to back it up.

I have nothing to fear by offering you this, because just like all my other clients, I know you will be ecstatic with your savings and level of service you receive.

PROOF:

CLICK TO VIEW

Q: "What if I don't live in New York State?"

A: Unfortunately if you live outside of New York you must invest $1,000 for the Economic Evaluation. You will receive the same service and guarantees as my New York clients.

The reason you must invest the $1000 is my schedule is always booked with 8 Free evaluations a month serving New York families. Most new Yorkers have been on a waiting list to get in to see me. So if you live out of state and would like to use my services, I’ll make this concession. You’ll have to invest the $1,000 for the economic evaluation, however if I accept you as a client I’ll credit that $1,000 towards implementing your plan. Fair enough?

Q: "Is this just another gimmick to get me to refinance?"

A: While it's true that leveraging your #1 asset, your home, as part of an overall wealth creating strategy is important, this isn't just a bunch of hype to get you to refinance. I and my personally trained team of experts will scour your financial situation from top to bottom.

We will be extremely detailed in our research and finding as to just exactly what is the best option for you to eliminate your debt, save & invest more for the future, and even pay off your home in as little as seven years.

Check my background, and you'll see I'm not just some fly-by-night mortgage broker. I'm a fully accredited economic advisor with 13+ years of experience helping distressed families get out of debt and achieve financial freedom.

PROOF: Billy Alvaro and/or his affiliated companies is also a distinguished member of the following prestigious organizations:

Q: "What if you don't accept me as a client?"

A: If I can't make my Unfair Economic Advantage Program work for you, for any reason... I'll pay you $100 cash on the spot for your time.

PROOF: I'll pay you $100 cash on the spot for your time.

Q: "What if I have screwed up my credit scores?"

A: Most bad credit scores can be repaired, and the good news is, I have fixed hundreds of credit scores in my career. Some so low they were almost negative. Usually I can fix it for you quickly, so you don't have it hanging over your head. Read in the Case Studies how I've done this for other people who thought their credit was impossible to fix.

PROOF: Case Study "He helped me clean up my credit and helped me with a financial plan" - Anthony Barbarise

Q: "Will have I have spend hours doing a big pile of paperwork?"

A: Fact is, you will have to sign a few forms. But I and my staff will handle 90% of the boring and confusing stuff for you. I'll make this as painless as possible, and I keep you updated so you can relax and know it's handled. After all, being in debt is stressful enough. Getting out of debt won't be.

PROOF: Case Study "working with an expert was the smartest thing we did. Billy held our hand and saved us over $302.00 a month..." - Anthony & Emily Mattina

Q: "How long will it take to wipe out all my credit card debt?"

A: 37 ½ days max. In fact I guarantee it. See “how does your guarantee work?” above.

PROOF: Case Study "Within 10 days Billy turned our financial lives right side up" - Tom & Joan Syron

Q: "Can your Unfair Advantage Program work for me if I'm in Bankruptcy?"

A: Listen, I won't tell you bankruptcy doesn't have an impact on everything financial, because you know I'd be lying to you. That said, my program will still work for you. In fact, you can read in the Case Studies how I've helped others who were either in bankruptcy proceedings or had just come out of bankruptcy.

There are a few extra steps involved, but here's the important thing to remember... All the people you owe money to want to get PAID. They (and you) will be thrilled when you pay off all the high-interest debt. Once that's done we'll clean up the black mark on your records so going forward it won't be a an anchor around your neck.

I have 2 programs offered by and fully backed by the federal government. In fact if you are currently in Bankruptcy I can legally get you out , even if your credit scores are under 500. How? Fill out the Economic Evaluation Application now and if you are accepted, I'll fully explain to you how it works in your free 1-hour evaluation.

PROOF:

Q: "This all sounds great Billy, but I don't have any money to pay you"

A: I understand your concern, and that's why the 1-hour consultation is free for the first 8 to respond each and every month. (Unfortunately if you live outside of New York you must invest $1,000.00 for the evaluation)

During the consultation I will show you how the cost of my services will be easily covered by the extra money you'll save each month when you no longer have high interest credit cards, car loans, and other debt sucking all the money out of your pocket.

Plus I'll show you the money you literally flush down the toilet each month by not taking advantage of legal yet rarely used tax breaks, and how you can use this 'found' money to retire with up to $2 Million dollars in the bank.

After having done this with over 11,127 families, I know it can be hard to accept. This is why I offer the FREE 1-hour consultation and economic analysis, so I can show it to you in a super easy to understand way how the Unfair Economic Advantage System makes this possible.

PROOF: