Billy and his team will wipe out your debt in 37 ½ days or less. This is no empty promise... it's guaranteed in writing (see Big Reason #2).

But if you go to a 'debt counseling service', they will put you on a long slow program that can take up to five years to pay off what you owe. That's five more years of being broke, worrying about the banks raising your rates, and zero financial freedom.

You've suffered long enough with the day-to-day worry and stress of struggling to pay your debt, so there is no reason to make you endure it any longer. The only way to get relief is to eliminate the cause... your debt!

“Within 10 days Billy turned our financial lives right side up. He paid off all of our credit cards, saved us $1164.04 a month, and got us 45k TAX FREE cash back.

Not only was he able to save us money each month he also reduced our interest rate by 1½ points lower than the old one. Thanks so much!”

These days promises and claims don't mean squat. If promises were gold, all our politicians would be rich. And after being lied to again and again, from Watergate to Enron, you have every right to be skeptical with your financial future on the line.

That's why Billy backs up his services with guarantess. IN WRITING!

There are no 'weasal-clauses' either like you find in those shady fly-by-night businesses that only have 800 numbers and a website.

Plus Billy offers an unheard of More-Than-Money-Back Guarantee that says you get 100% of your money back no questions asked if he can't deliver for ANY reason, and Billy will pay you an extra $1,500.00 on the spot for your time and trouble. So you have ZERO risk, nothing to lose, and everything to gain.

Try finding any debt-counseling service, bank officer, or financial professional who has such a strong guarantee. If you do, let Billy know, he hasn't found one yet.

If you're like me you’ve probably been burned by someone before, well when you work with Billy you will be pleasantly surprised. He is one of the rare few that has integrity and high level of trust and respect for you. He is a real expert who actually cares, and he won’t blow smoke if you know what I’m saying.

If I were you reading this I would pick up the phone and call him. You have nothing to lose. He’s even the only person that I have found to actually GUARANTEE his services.

Thanks For all your help!

Mike Trotta - Farmingville, New York

Stories of fraud, scams, and identity theft are in the news almost daily. You want to be 100% certain you and your financial data are protected.

Billy has multiple systems in place to safeguard your identity and your personal financial data.

Plus as a former police officer before working in the financial industry, Billy has a lifetime of experience with classified personal information and building trust.

Billy has earned certifications from four different financial industry associations, and is a member in good standing with the National Association of Responsible Loan Officers (NARLO). You can contact them and check if you like.

Since 1996 when he started his first company, 11,127 familes have worked with Billy and his team without a single incident of sensitive financial information being lost or stolen. Billy is very proud of this record.

Once you are accepted into the Un-Fair Economic Advantage program, Billy and his team handle all the paperwork, all the phone calls, and make sure every 'i' is dotted and every 't' is crossed.

And you'll be kept informed every step of the way by Billy and his team so you'll know what's going on. You'll receive phone calls on a regular basis from the team so all your questions will be answered.

Billy got $97,627.59 of debt wiped out including our High Rate Adjustable Second Mortgage that our last Loan officer scammed us into taking. Get this, Billy saved us $912.30 A MONTH… That’s $11,000 of extra spendable - investable income in my pocket every single year, and we have to make only one payment a month not the 14 we use to have.

Now life is better than ever. No more stress - no more debt and no more having to work overtime just to make ends meet. Plus Billy gave us a solid plan for investing and growing REAL wealth, He even showed us how to clean up our credit.

We don’t know how he did it but glad he did.

Billy isn't satisfied with simply eliminating your debt, and you shouldn't be either. Billy will help you to build wealth and financial freedom for your family.

Wealth means having enough money to survive a crisis like a job loss. Wealth means enough money to pay for your kid's college. Wealth means having your home paid off years ahead of schedule. Wealth means retiring with a minimum of 1 million dollars in assets. Wealth means being able to take your family on long vacations to fascination places.

Once your debt is wiped-out, Billy works with on a plan to build WEALTH for you and your family. This plan will be specifically tailored for your families income and lifestyle, to make sure you have enough money to always meet your needs from now till retirement and be able to enjoy life's little luxuries when you want to.

We racked up close to $60 grand in credit card bills when I suffered a broken leg – we had only one income coming in, no insurance and a ton of bills.

We were receiving letters in the mail from this advisor, Billy Alvaro, so we finally called and were glad we did. Billy consulted with us and gave us a solid financial plan to help us save $1467.67 a month today, as well as set us up for a secure financial future.

These days we’re saving for the future and on the right financial track… We have consulted with Billy three times and have referred all of our friends and family to him.

Thanks Billy!

Gary & Nicole Fleisher - Lake Grove, New York